Job Title: PSP Accountant
Location: hybrid from the office in The Quad (Mhriehel, Malta); 3x/week
Reporting to Finance Manager

The Role
We are seeking a detail-oriented and proactive PSP Accountant to join our Finance team. The ideal candidate will play a critical role in ensuring the accuracy, integrity, and efficiency of our payment service provider (PSP) accounting processes. You will serve as a vital link between internal departments and external PSPs, ensuring timely settlements, compliance with financial terms, and clear financial reporting. This position is suited to professionals with strong analytical skills, a good understanding of accounting principles, and an interest in the fintech/payments space.

Key Responsibilities

PSP Reconciliation & Transaction Monitoring

• Reconcile all PSP transactions on a monthly basis to ensure data accuracy.
• Verify that PSP fees charged are in line with agreed contractual terms.
• Perform monthly reconciliation of service charges on deposits and withdrawals.
• Ensure PSPs are settling funds within the agreed-upon timeframes and escalate discrepancies.
• Monitor PSP balances on a need basis proactively highlight accounts requiring top-ups or withdrawals.

Data Management & Reporting

• Upload and maintain all PSP transactions and fee data in Xero, Payment IQ, and Management Reports.
• Create and maintain internal dashboards or trackers for PSP performance metrics.
• Assist in the preparation of ad-hoc and scheduled financial reports, including management summaries related to PSP activities.

Stakeholder Collaboration

• Liaise closely with the Payments team ahead of new PSP Go-Live dates, confirming commercial terms and fee structures.
• Serve as the primary point of contact for all PSP-related queries and troubleshooting.
• Coordinate with compliance and legal teams to ensure PSP arrangements adhere to company and regulatory policies.

Accounting & Bookkeeping

• Post invoices, execute bookkeeping tasks, and support the accounting ledger maintenance.
• Assist with weekly payment runs, ensuring accuracy and timeliness.
• Support in the preparation of monthly, quarterly, and annual financial statements.

Audit & Compliance

• Support internal and external audit processes by preparing documentation and responding to queries.
• Maintain a clean audit trail for all PSP transactions and adjustments.

Continuous Improvement

• Contribute to process improvement initiatives in PSP reconciliation and reporting.
• Recommend system enhancements and automation tools to streamline workflow and reporting accuracy.
• Stay updated with industry trends and regulatory changes affecting PSP operations.

What You Bring

• Degree in Accounting, Finance, or related field.
• Minimum 2 years of experience in accounting or finance roles; experience with PSPs or fintech a strong advantage.
• Proficiency in Microsoft Excel; familiarity with Xero or similar ERP systems is essential (PaymentIQ).
• Strong attention to detail with a methodical approach to data management and reconciliation.
• Excellent communication and interpersonal skills.
• Ability to manage multiple priorities in a fast-paced environment.
• High degree of integrity and ability to maintain confidentiality.

Why Join Us?

• The opportunity to bring your expertise and have an impact in a rapidly-growing company.
• A truly global work environment with colleagues from around the world.
• A culture that values ambition, creativity, and teamwork.
• Health insurance, wellness and communication allowance.
• Employee discounts in restaurants & businesses in the Quad.
• Private parking space.

Ready to Take the Next Step?
Ready to bring your energy to Bet On Talent? Apply now and join a team where everyone's dedication fuels our journey to success!